ok, now I did it! I figured out the whole nine yards - so I can do layers, change images sizes, and even save it in the right format to preserve the layers (well, yes, this part took a little help from miss Cerino).
Now I just have to remember that before I post the image here I have to change it into jpeg again.
Here's the pic - me and the love of my life - isn't photo editing a ticket to the land of dreams? (someone should tell Renee Zellweger that I have had a crush on him before she even dreamed of it)